Your Financial Future

  • Investment Planning
    • Review of Portfolio
    • Asset Allocation
    • Time Horizon
    • Withdrawal Strategies
    • Risk Tolerance
    • Review Investments Held Outside the Firm
  • Estate Planning and Charitable Giving
    • Wills
    • Power of Attorney
    • Living Will
    • Health Care Proxy
    • Irrevocable Life Insurance Trusts
    • Estate Taxes
    • Guardians for Minor Children
    • Charitable Giving and Trusts
  • Retirement Planning
    • Retirement Goal Setting
    • Social Security and Medicare
    • Business Planning
    • IRA Contributions and Conversions
    • Employer 401(k)'s & Sponsored Plans
    • Annuities and Pensions
    • RMD's & With-drawal Strategies
    • Self-Employed Retirement Plans
  • Risk Management and Insurance
    • Review of Existing Policies
    • Life Insurance Needs
    • Long Term Care Insurance
    • Disability Insurance
    • Health Insurance
    • Homeowner's or Renter's Insurance
    • Liability Insurance
  • Cash Flow and Budget
    • Income Sources
    • Expenses and Budgeting
    • Debt Management
    • One-Time Expenses
    • Planned Large Expenses
    • Emergency Funding
    • Dollar Cost Averaging
    • Mortgage Review
    • Lines of Credit
  • Assistance to Loved Ones
    • Gifting
    • Education Planning
    • Caring for Elderly
    • 529 College Savings plans
    • Roth IRA's for Children
    • UGMA/UTMA
    • Education Savings Accounts
  • Income Tax Planning
    • Review of Cost Basis
    • Review Realized Gains
    • Carry Forward Losses
    • Tax Loss Harvesting
    • Deductions and Credits
    • Potential Roth Conversions
    • Health Savings and FSAs
  • Concierge Service
    • Coordinate with other advisors such as your attorney or accountant.
    • Maintain copies of documents.
    • Hold regular meetings and ensure that all  planning is well coordinated & implemented